As a Certified Professional Midwife offering out-of-hospital care, my billing process is different from a traditional doctor’s office. I do not bill insurance up front. Instead, full payment is due by 36 weeks of pregnancy, and after your birth, I’ll submit a claim to your insurance provider.

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Even if your plan considers midwifery care “out of network”, you may still receive partial reimbursement -especially with large insurance companies like Anthem, United, Aetna, or Cigna. Filing a claim helps apply your birth costs toward your deductible, and depending on your coverage, it may also help meet your out-of-pocket maximum, which can benefit your whole family’s future medical expenses for the year.

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Depending on your insurance plan and remaining deductible, you may receive reimbursement directly from your insurance. However, please understand that if your deductible has not been met, we cannot legally refund any portion of your payment based on the insurance claim. Any potential refund will only be issued up to the amount you paid - and only if your deductible and coinsurance obligations have been satisfied.

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Most healthshare plans (Christian Healthcare Ministries, Solidarity, Medi-Share, & Samaritan) offer reimbursement for midwifery care - we will provide you with a Global Midwifery Invoice at your initial visit for you to submit. 

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Submitting a claim is also a way to advocate for access to midwifery care and show insurance companies that families do want more personalized, out-of-hospital options. Even if the reimbursement is small, the ripple effect matters.

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MagniVita Midwifery can not accept Medicaid or Tricare. 

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